10-03-2003, 01:57 AM
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Pontificator
Join Date: Jul 2003
Posts: 1,264
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Quote:
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Originally Posted by PetiteFlower
I've been given a hard time for wanting a big family from the zero-population-growth crowd too.
Of course after I have the first and second I might not want any more! Things change  But that's what I want now |
That's alright, my wife and I are given a hard time for not wanting ANY kids by our friends and family. But at least we may average out someone elses larger family to help with the zero pop growth. 
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10-03-2003, 03:05 AM
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5000+ Posts? I Should OWN This Site!
Join Date: Jul 2003
Posts: 5,133
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Quote:
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Originally Posted by Maximus
How about health, is it fully covered in Canada ? for any illnesses including cancer, leukemia, AIDS, etc. ?
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From what I understand (and I'm sure a Canadian can tell you more), basic health is covered, but most jobs also provide supplementary health insurance, which the employee may or may not pay for. This might cover perscriptions, etc.
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10-03-2003, 04:08 AM
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Magi
Join Date: Dec 2007
Posts: 2,124
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The US does pretty good for healthcare too, for kids anyway. If you're not fortunate enough to get family health coverage through your job, you can get free coverage for your kids from the government, which would cover any illness and preventive care and also prescriptions as far as I know. Family coverage through an employer can be expensive, depending who you work for, or it can be very affordable, it all depends on how good the coverage is and how much of the cost your employer subsidizes.
Once you're covered though they can't really exclude any illnesses you develop after coverage begins, you're covered up to any lifetime or annual max that the plan might have, except for rare things like if you're injured while breaking the law, you won't be covered, or if you're hurt in a car accident then the car insurance is responsible for it not the health insurance. Some plans have pre-existing condition limitations, but there are very strict laws governing what is and is not a pre existing condition, and it's very rare for employer-sponsored health plans to have these clauses, because the cost to do the investigations would outweigh any savings that the limitation might bring.
I work in the health insurance industry, can you tell? Any other questions?
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10-03-2003, 04:26 AM
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5000+ Posts? I Should OWN This Site!
Join Date: Aug 2006
Posts: 5,616
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Quote:
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Originally Posted by PetiteFlower
Any other questions?
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Yes. How long have you worked in the health care industry?
Do you enjoy your job?
What is your favorite part of your job?
:mrgreen:
__________________
iPhone 4! ☠☠☠ Mid-2010 15" MacBook Pro! ☠☠☠ Gateway LT2102h! ☠☠☠ Dell XPS M1210!
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10-03-2003, 05:17 AM
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2000 Posts And This is All I Get?
Join Date: Jul 2003
Posts: 2,017
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So, critical illnesses (the expensive illnesses like cancer, etc.) are not covered by the government ? How about employers ? do they cover illnesses like cancer etc. ?
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10-03-2003, 01:33 PM
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Magi
Join Date: Dec 2007
Posts: 2,124
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No, they are, of course they are. Once you have coverage, then the plan has to cover ANYTHING that happens to you, within the restrictions of the plan, and they are not allowed to restrict coverage for particular illnesses. That goes for whether your coverage comes from the government or from your employer. Your insurance will tell you that you have (for example) a $15 copay to see your family doctor, and a $25 copay to see a specialist(may or may not need a referral to see a specialist), and a $50 copay if you go to the emergency room, and maybe you'll have a $100 copay to have minor outpatient surgery, and a $200 copay if you have to be inpatient at a hospital. That's it, that's all you'll be responsible for, unless there's a lifetime maximum on your plan, which won't be less then $1 million, if it's on there at all. The insurance companies negotiate with the doctors and hospitals to reduce costs to them so they can stay in business.
I've worked in the business for going on 4 years now, I do really like the business and my job. Right now I'm working processing Medicare supplement claims for AARP's insurance--I pay old people's medical bills for them. It's actually pretty satisfying in that respect, I'm doing a Good Thing
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10-06-2003, 02:20 AM
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2000 Posts And This is All I Get?
Join Date: Jul 2003
Posts: 2,017
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Quote:
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Originally Posted by PetiteFlower
I pay old people's medical bills for them. It's actually pretty satisfying in that respect, I'm doing a Good Thing |
Kudos ! :way to go:
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10-27-2003, 02:46 AM
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Sage
Join Date: Mar 2004
Posts: 633
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Going back a few posts -
Cost wise - here's a shining example for you... arising from a TV show called 'Wife Swap' - No, no no - what happens is the wives swap houses for 10 days and they film it - frightening viewing, it really is.
Family No1 - 2 Kids, both parents earning, total household income?
�36,000.
Mortgage of c�120k...
Familly No2 - 7 kids, both parents unemployed, total household income?
Sit down for this, if you aren't already...
�37,000.
Mortgage? Nope.
State handouts, predominently for having 7 kids, but also due to "poor health" of one of the parents (Asthma, and she SMOKES ffs!) and the other was made redundant(?) I think...
http://www.channel4.com/life/microsi...swap/shows/02/
Astonishing really.
Me? I'd have a football team, 'cept the coach has benched me...
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