[doogald]

Originally Posted by Cybrid

Showing your ID does nothing.

If it saves one idiot from buying a $2000 computer at the Apple Store, I am all for it. And the credit card companies and retailers who sell expensive stuff should be as well. If Apple sells an expensive item and it turns out to be on a stolen credit card, do they get paid by the credit card company, or is it insurance? Do they get their 3% credit card processing fee back?

[doogald]

Originally Posted by Cybrid

Showing your ID does nothing.

If it saves one idiot from buying a $2000 computer at the Apple Store, I am all for it. And the credit card companies and retailers who sell expensive stuff should be as well. If Apple sells an expensive item and it turns out to be on a stolen credit card, do they get paid by the credit card company, or is it insurance? Do they get their 3% credit card processing fee back?

[Jason Dunn]

I don't mind at all showing my ID when making a retail purchase - I think more places should do it. I'm not comfortable with a waiter walking off with it at a restaurant though - every place should be moving to mobile processing machines so they can do everything they need right then and there.

My new VISA card uses a PIN number now, though 80% of the machines don't support it yet.

[Cybrid]

Originally Posted by Sven

Well, I think the potential that it might be asked for, and actually looked at for name/picture, would require a casual thief to clone/steal/fake that as well as the credit card. I think they should encode retinal scans on the card and merchantys should have scanners to verify your identity

Ok. This is ahold up. I want your keys, watch, wallet, eyeball. You are right it might stop a casual thief, but from what I see loss-wise...probably a fraction of a percent.

[Cybrid]

Originally Posted by doogald

If it saves one idiot from buying a $2000 computer at the Apple Store, I am all for it. And the credit card companies and retailers who sell expensive stuff should be as well. If Apple sells an expensive item and it turns out to be on a stolen credit card, do they get paid by the credit card company, or is it insurance? Do they get their 3% credit card processing fee back?

As long as there is a signature, the credit companies bite the bullet on it. We verify the card number on the receipt to the cards to stop some of the skim cards but this mostly to prevent dealing with signature verification requests from becoming a full time job for my supervisors.

Originally Posted by Jason Dunn

PIN

A pin will mitigate some but since every morning my cashiers are forced to check pinpad serial #'s to prevent skimmers from swapping in modified pads...Debit cards get cloned too.

OT: Is our quest for a better mousetrap breeding smarter mice?

[Vincent Ferrari]

Originally Posted by Cybrid

OT: Is our quest for a better mousetrap breeding smarter mice?

No joke; I was just thinking that same exact thing!

[jdmichal]

Originally Posted by Cybrid

OT: Is our quest for a better mousetrap breeding smarter mice?

I don't think this is off-topic at all. As far as I'm concerned, this is no different than any other realm in information security. Which is to say, it's impossible to make 100% secure. (By that, I mean it's not logically impossible, but definitely so cost-prohibitive that no company can ever implement it.)

Right now asking for IDs only works because asking for IDs is not the norm. If it were to be the norm, no person would try to use a stolen credit card without some sort of backing ID. And a survey of any American college campus would yield a very basic fact: It is not exactly difficult nor costly to get a fake ID. So basically, as far as I'm concerned, this policy would do nothing but extend the viable business range for fake ID creators from near college campuses to across the US.

Think about the fact that there's waiters and waitresses that have been caught with skimmers. It's clear that those mice have clearly gotten smarter. If you require ID, they'll simply get an ID scanner attachment for their credit card skimmer. Give the information from the scan to someone who creates fake IDs, and wham-bam-thankyoumam problem solved.

EDIT: A little over-zealous in my quote chopping...