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Originally Posted by bmhome1
Both are equally fast even though the 2GB came as default FAT16 and 4GB as default FAT32 512k clusters.
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There is no such thing as a default of 512k clusters. If there were, users would quickly be calling for refunds, as such a cluster size would render the cards practically useless for the incredible waste - every 1k text file or whatever other small file would take half a megabyte of the card! I don't think an option exists for clusters larger than 64KB.
So it seems you meant 512byte clusters as the default formatting, which is usual.