I find Cash Organizer the best replacement for Micosoft Money, since it is a full-featured money manager with recurring bills/deposits, categories, budgets, reporting, etc.
Currently I am a CO 2004 Deluxe user (who qualifies for an free upgrade), who never got the synchronization with MS Money to work. Given CO's feature rich program, not synching is not a problem UNLESS one is trying to transfer the files to a new Windows Mobile OS version (aka Windows Mobile 5). Inesoft technical support said that even the back up/restore would not work when backing up and restoring across a Windows Mobile OS upgrade.
I don't mind using CO as a stand alone application, however, Inesoft needs to step forward and offer a back up/restore solution for those who will upgrade to Windows Mobile 5 when it comes out. For those of us who never got synching to work, synchronization is not a valid back up and restore option!
If Inesoft can't offer a solution, maybe Landware may offer a cross Windows Mobile OS data transfer solution with
Pocket Quicken?