USAA Customer? Deposit Your Check Via iPhone

[Jeff Campbell]

<div class='os_post_top_link'><a href='http://www.cultofmac.com/us-bank-offers-check-deposits-via-iphone/14330' target='_blank'>http://www.cultofmac.com/us-bank-of...ia-iphone/14330</a><br /><br /></div><p><em>"Getting a step closer to completely paperless banking, some customers of USAA will be able to deposit checks using their iPhones. An updated version of the bank's mobile app out this week accepts checks that have been photographed with the iPhone."</em></p><p><em><img src="http://images.thoughtsmedia.com/resizer/thumbs/size/600/at/auto/1249929018.usr105634.jpg" style="border: 1px solid #d2d2bb;" /></em></p><p>Basically, it boils down to taking a picture of the front and the back, after it is signed of course, and sending the image via this <a href="http://itunes.apple.com/WebObjects/MZStore.woa/wa/viewSoftware?id=312325565&amp;mt=8" target="_blank">app</a>. This is only for the 60% or so of the USAA customers that have credit along with insurance though the bank, but since most of the clients are military it might be quite handy for them. I personally think direct deposit is the way to go but having options is always a plus.</p>

[ptyork]

I'll have to give this a shot. We tried to deposit a check once through their scanner-based interface and had a poor experience (essentially the endorsement has to be EXACTLY what they are looking for and the OCR to determine this isn't all that super-duper). Should be interesting to see what they've done to make it possible for this to work with such a low-res camera...

[Jeff Campbell]

I'd be very curious to see how/if this works out for you. I'd like to be able to use my iPhone for pretty much anything and this would be one more checkmark on that list :)