Quote:
Originally Posted by Fritzly
I could not agree with you more; now if we could make even a small amount of the remaining 99.99 people living in the US to do the same...
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I think you underestimated the U.S. population
just a bit.
Seriously, there's nothing wrong with paying by credit. The important thing, IMHO, is planning so you don't overuse it and can pay your bill off every month. I generally pay my credit card(s) off every month.
Sometimes there's a big ticket item or repair, and I may pay things off over time (ideally in two months tops).
Also, some places give you "same-as-cash" deals. I've bought furniture using those and it allowed me to spread my payments out for a year without incurring finance charges. What's wrong with that? I got what I needed/wanted earlier and didn't pay a cent in interest.
Steve