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Fictionwise has offered its secure books in ereader format for a long time. I have a bunch of books from them that I've read using ereader Pro, even back to when it was called Palm Reader Pro.
And you don't have to use the Micropay option. You can pay with a credit card or PayPal. The only restriction is that they charge an additional $0.50 for those types of payments for orders under $5.
They do sometimes offer free Micropay bucks during sales. That's not cash out of your pocket... you can use it or not, as you prefer. Sometimes they'll give you 100% Micropay rebates when you buy a book, so it's often like a "buy one, get one free" sale.
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