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Good questions!
1) Where did you read this? In 3 years+ of using SD/CF cards, this is the first time I've ever heard of this issue. FWIW, I've had quite a few SD cards go bad (file system disappears, contacts worn), while my CF cards have kept going strong.
2) If you're using AS to transfer files, no wonder you find it slow. Invest in a card reader - it's worth it. For onboard use on your particular device, it doesn't really matter what speed the cards are, the max transfer speeds you'll get are around 20x-30x (this may have changed with SDHC slots). The limitation is the hardware and drivers. The kicker is when transferring files through a card reader, you'll get the full benefit of a faster card which makes the investment worthwhile - I'm not kidding, the difference in speed can be mind boggling.
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"A planner is a gentle man, with neither sword nor pistol.
He walks along most daintily, because his balls are crystal."
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